The Netherlands is a water country. Our sea, rivers and canals offer the space for all kinds of water sports and leisure activities: fishing, kite surfing, sailing, you name it. Float down to the horizon on a beautiful summer day, sail with your family to your holiday destination or just cast your anchor at a nice spot and enjoy the tranquility. Delicious. That is why we also have more than half a million boats in the Netherlands! Unfortunately, the purchase costs of a boat are often considerable, more than those of the average car. And so you want certainty about all associated costs and the best way to finance them. Savings or a loan, for example. We can help you make the right decision!
Which loan suits your boat?
From sailing boat to fishing boat and from a tailor-made boat loan for when you want to float to the horizon on a beautiful summer day. Simple boat to yacht: various forms of financing are suitable for your dream boat. The most obvious are a personal loan or a revolving credit. With a personal loan you sign a contract when you take out the financing in which it is determined what amount you are going to borrow, how long your loan will run and in what monthly amount you will pay it off during that period. And not only the duration and the monthly installments are fixed, also the interest. That way you will never be confronted with surprises. As soon as your loan application is complete, you will receive the full amount in your account. And you can immediately purchase your boat and start enjoying it!
In addition to the personal loan, your second option is a revolving credit. That works a little differently: instead of borrowing one amount in one go, with a revolving credit you choose a kind of ‘loaner pot’ where you can borrow a maximum of a certain amount, but you can also withdraw what you have paid back. You determine when you withdraw amounts and what you use them for. You only pay interest on the amount withdrawn from your permitted maximum. This interest is variable, and you do not have a fixed term. A revolving credit is useful if you want to finance more of it than just your boat: for example, a renovation or the design of your boat. Usually a personal loan appears to be the best choice, because it has a term that is precisely tailored to the expected lifespan of the boat.
Do you want to request a boat loan?
Beautiful! That costs you little time and certainly not a difficult research. Our experts are looking for the best deal for you. Thanks to our years of experience and careful procedures, we have built up a broad network; This allows us to submit your data to a wide range of providers (banks) and choose the most advantageous proposal from you. We always arrange the most financially favorable and safest deal. In the form below you enter the amount you would like to borrow for us (such as the full purchase costs of the boat, or part of those costs because you supplement the rest with savings). Then you enter how much you could pay each month. Our loan specialists will then work with your details and send you the best offer without any obligation within a few working days. So that you have the time to make a choice. And who knows how to get rid of the bunches!